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Being very important to the financial stability of a country, banks have over time become highly regulated in most countries, with banks required to hold liquid assets equal to only a portion of their current liabilities.
Banking evolved in the 14th century in the prosperous cities of Renaissance Italy, but this was really a continuation of ideas and concepts of credit and lending that had their roots in ancient times.
Since the 14th century a number of banking dynasties have played a central role notably, the Medicis, Fuggers, Welsers, Berenbergs, and Rothschilds.
Also in this Book Books on personal finance investment provide suggestions on how and where to invest; that is, allocate money with the expectation of receiving some benefit in the future.
While this might also cover investment in real estate, the focus is mostly on investment in financial assets, such as shares, where the return consists of capital and dividends, interest, rental income, or some combination.
Investors are generally advised to adopt a specific investment strategy, and to appropriately diversify their portfolio of assets.
And in this Book Economics reference books deal with the production, distribution, and consumption of goods and services. As a social science, in economics the focus is on the behaviour and interactions of economic agents, and how whole economies work.
Titles in our collection may be categorized into microeconomics, which analyzes basic elements in the economy, including individual agents like households, firms, buyers, and sellers and markets and their interactions.
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